Office Insurance

UK Insurance Net can promise:
Low rates
Excellent cover
Quality after sales service
Claims handling and mediation Expert advice from experienced staff

Simply click below and complete our enquiry form. The details you provide will be treated in confidence and not disclosed to any third parties.

Why not call one of our friendly and helpful consultants on the number shown below. They will discuss your requirements and provide you with useful advice. A quote from our panel of insurance companies can then be confirmed. Our telephone number is shown below and is manned seven days a week
0845 345 1236

Office insurance from UK Insurance Net. Available products

Office furnishings, computers, fixtures & fittings	Commercial property
Commercial combined packages	Stand-alone liability and professional indemnity cover

Office Insurance - a guide to the amount of cover you will need:

Buildings - please state the rebuilding cost of your property and not the current market value. You should also include the replacement cost of the internal fixtures and fittings
Contents - supply us with the replacement cost of the contents
Public liability - state the limit of indemnity required. Usually this is £1 million or £2 million
Employer liability of £10 million will be included as standard

Office insurance - Policy sections

Liability Insurance

Employer's liability:
This insurance cover is compulsory if you:

Employ any staff
Run a limited company

This insurance cover can be bought on its own, but more often it is bought as part of a package The cost of this cover varies greatly depending on the nature of your business. Window cleaners, for example, will pay high premiums due to the incidence of personal injury claims to their staff. In recent years, insurance companies have seen a dramatic increase in this kind of claim. On the other hand, office staff would be very low risk and would make little or no difference to the final premium charged. If you require this cover, we will automatically quote for a limit of indemnity of £10 million.

Public Liability Insurance:
Not required by law, but essential to every business that wants to avoid the risk of expensive legal action if they cause bodily injury to people or damage their property.

Policies are available with various limits of cover, beginning at £1 million.

Product Liability:
If you manufacture or sell products, this cover will be required.

Most office insurance policies will include this automatically if public liability cover is also required.

Office Insurance - Property and Buildings (material damage)

Your office insurance policy will cover your building and its contents against a comprehensive range of perils. These are often termed standard perils.

All Risks

If, for example, a laptop computer requires covering against loss, accidental damage or theft at work or away, this can be added to the office insurance policy.

Legal expenses insurance

For a small premium, you can purchase legal expenses insurance to fund legal assistance with all kinds of issues including employment and consumer issues.

What we can offer you: -

Sensible premiums
Tailor-made policy cover
Our expert advice
Policies underwritten by insurance companies you can trust
Prompt and efficient customer service

If you would prefer to speak to one of our advisers in person, please call our low rate number